2026 season
Projected playoff bracket
Built from your picks: conference champions first, then the field of
twelve, straight-seeded.
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The format
- The ACC, Big Ten, Big 12 and SEC champions take four automatic bids.
- The fifth goes to the highest-ranked team from the American, Conference USA, MAC, Mountain West, Pac-12 or Sun Belt — whether or not it won its conference. That is new for 2026.
- Notre Dame is guaranteed a place if it finishes inside the top twelve.
- The remaining seven places are at-large, and go to the power conferences and Notre Dame. This page takes exactly one team from the other six leagues — the automatic bid in rule 2. Ranking a team and selecting it are different acts, and no Group of Five team has ever been given an at-large: Boise State was in for 2024 as Mountain West champion, and the two that got in for 2025 were there on the five-champions rule, which is the rule that was deleted because of them. A second one shows up in first four out, with the reason.
- The four highest-ranked teams take the byes, champion or not. The bracket is straight-seeded: 5 plays 12, 6 plays 11, 7 plays 10 and 8 plays 9, on the higher seed's field, Dec 18–19. Quarterfinals and semifinals rotate among the New Year's Six bowls.
What changed, and why this page was
wrong. Through 2025 the five automatic bids went to the five highest-ranked
conference champions. That is not a formality: in 2025 it put two
Group of Five champions in the field — Tulane at eleven and James Madison at
twelve — because a five-loss Duke won the ACC and ranked below them. The CFP
changed the rule in response, and for 2026 the fifth bid belongs to the
highest-ranked Group of Five team, champion or not.
An earlier version of this page asserted that two such teams had never both made
it. That was false, and it had happened the season before.
A record is read against the schedule
that produced it. A 12-0 Sun Belt team and a 12-0 SEC team have the same record
and are not the same team. The default order scores a team's rating plus five points
for every win it collects above what its own schedule implied — each
game's win probability comes from the two ratings and home field, so beating nobody is
worth nothing and going 11-1 through the SEC is worth a lot. The previous version
scored win percentage times 100 plus the rating, which put a perfect record's value at
100 points on a scale whose entire spread is 48: under chalk it seeded three Group of
Six teams, two of them at six and seven. You can still order by projected record alone,
which ignores schedule strength on purpose, or by the rating alone.
This is not a committee forecast.
The selection committee ranks teams by judgment. This page needs an order it can
actually derive. Two reasonable rules produce two different brackets, which is the
honest shape of the problem.
Change the picks
Every conference's games are
pickable on its predictor page. The same picks drive this
bracket, and this browser remembers them. Copy share link on a predictor page
makes a link that reproduces them for somebody else.