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Wk 5 · 2026

Memphis Tigers at Charlotte 49ers — Sat, Oct 3

Sat, Oct 3 · Jerry Richardson Stadium, Charlotte, NC

Weather

No forecast yet. This one is 33 days away and has no kickoff time yet. Forecasts reach about 16 days ahead, so this fills in nearer the game. A seasonal average printed here would look exactly like a forecast, which is why there is not one.
American · 1-0
at
TBDET
no line posted yet
Ratings differential MEM by 19.7
American · no games yet

What is at stake

A American game — it counts in the standings that decide that league's championship game. Run the race.

What the ratings imply

The differential above is arithmetic on two published numbers: The CFB King’s 2026 final efficiency ratings, plus 2.4 points of home field. It is not a projection, a value, an edge or a lean, and nothing on this site compares it with the betting line to tell you one is better. Until 2026 games are played it is last season’s measurement of two teams that have changed.

Efficiency · 2026 ratings

Memphis: +4.8#36
Efficiency margin
Charlotte: -17.3#134
Memphis: 27.9
Offense (pts/100)
Charlotte: 15.6
Memphis: 23.1
Defense (pts/100)
Charlotte: 32.9
Memphis: -1840.0
Pace (plays/g)
Charlotte: 65.5
Memphis: 6.97
Yards / play
Charlotte: no data
Memphis: 5.82
Yards / play allowed
Charlotte: no data
Opponent-adjusted ratings from The College King's 2026 final numbers. Bars share a scale within each row, so the two lengths are comparable; the brighter side is the better of the two, and a longer bar is the better number — including the rows where a lower figure is the good one. Pace is the exception: it is how fast a team plays, not how well, so neither side is lit and a longer bar there means only more plays.

Team stats · 2026 per game

Memphis: 27.0
Points / game
Charlotte: no data
Memphis: 21.0
Points allowed
Charlotte: no data
Memphis: 418
Yards / game
Charlotte: no data
Memphis: no data
Yards allowed
Charlotte: no data
Memphis: no data
Pass yds allowed
Charlotte: no data
Memphis: no data
Rush yds allowed
Charlotte: no data
Memphis: 1.00
Turnovers / game
Charlotte: no data
From completed 2026 box scores; defensive yardage covers the regular season and conference championships.

Memphis form

W 27-21at UNLV
2026 season

Charlotte form

No completed games on record.

Memphis this season

Straight up1-0 · 100% (1 games)
Against the spread1-0 · 100% (1 games)
Over / under0-1 · 0% (1 games)

Charlotte this season

No graded games yet this season. Lines are captured before kickoff and graded when a game goes final, so these records start at Week 1.
Lines are captured from ESPN's board before kickoff and locked at kickoff, so an in-play price cannot overwrite the number a game is graded against.

Common opponents · 5

OpponentMemphisCharlotte
UAB
American
vs Wk 6 · scheduled previewat Wk 10 · scheduled preview
Tulane
American
at Wk 7 · scheduled previewvs Wk 9 · scheduled preview
East Carolina
American
vs Wk 8 · scheduled previewvs Wk 11 · scheduled preview
Navy
American
at Wk 12 · scheduled previewvs Wk 13 · scheduled preview
Temple
American
vs Wk 13 · scheduled previewat Wk 7 · scheduled preview
Open these two in the comparison tool for every shared and unshared opponent.

Series history · 2006–2026

Since 2006, Memphis leads 2–0 · Memphis has won the last 2
2 meetings in 2006–2026 · average margin 5.5 points toward Memphis
Yr DateResultSiteWon
20242024-10-26Charlotte 2833 Memphisat MEMMemphis
20232023-11-11Memphis 4438 Charlotteat CLTMemphis

Memphis leaders 2025 regular season

PassingBrendon Lewis QB #2239/343, 2567 YDS, 15 TD, 6 INT
AJ Hill QB #213/25, 175 YDS, 1 TD, 1 INT
RushingSutton Smith RB #5102 CAR, 669 YDS, 7 TD
Brendon Lewis QB #2141 CAR, 618 YDS, 9 TD
Greg Desrosiers Jr. RB #1399 CAR, 563 YDS, 7 TD
ReceivingCortez Braham Jr. WR #463 REC, 889 YDS, 8 TD
Jamari Hawkins WR #934 REC, 591 YDS, 1 TD
Marcello Bussey WR #624 REC, 253 YDS
Brady Kluse WR #1221 REC, 230 YDS, 2 TD
Defense
TacklesSam Brumfield LB #3106
Kamari Wilson S #878
Chris Bracy S #774
SacksSam Brumfield LB #34.5
Drue Watts DB #73
William Whitlow Jr. DL #92.5
InterceptionsKamari Wilson S #82
DeMarco Ward LB #312
Jalen Bell DL #931

Charlotte leaders 2025 regular season

PassingGrayson Loftis QB #12128/232, 1415 YDS, 8 TD, 8 INT
Conner Harrell QB #1564/96, 737 YDS, 4 TD, 2 INT
RushingRod Gainey Jr. RB #2574 CAR, 260 YDS, 1 TD
Cameren Smith RB #2562 CAR, 220 YDS
Jariel Cobb RB #2451 CAR, 190 YDS
ReceivingJaven Nicholas WR #560 REC, 740 YDS, 5 TD
Sean Brown WR #836 REC, 508 YDS, 1 TD
E. Jai Mason WR #731 REC, 423 YDS, 4 TD
Miles Burris WR #414 REC, 134 YDS
Defense
TacklesReid Williford LB #4074
Kadin Schmitz LB #1965
Ja'Qurious Conley DB #664
SacksReid Williford LB #404
Curtis Simpson DL #92.5
Shay Taylor LB #352
InterceptionsJa'Qurious Conley DB #63
Kadin Schmitz LB #192
Gavin Shipman DB #41
These are regular-season totals for the season named on each card — the players who led that team that year, taken from ESPN's team leaders. That list is keyed to the season, not to today's roster, so a leader who has since transferred or run out of eligibility still appears against the year he earned it; the roster pages and the depth chart on each team page are where the current squad is. A team switches to this season's numbers once it has played a game. The roster pages count bowl games too, so a player's two lines can differ by a game.